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NEED PROOF OF GRADUATION WITHIN THE PAST 24 MONTHS OR WRITTEN CONFIRMATION OF UPCOMING GRADUATION WITHIN 6 MONTHS. MUST BE ACCREDITED U.S. INSTITUTION. PROOF OF CURRENT EMPLOYMENT OR FUTURE EMPLOYMENT BEGINNING WITHIN 90 DAYS OF THE CONTRACT DATE. CREDIT APPROVAL IS AT THE SOLE DISCRETION OF NMAC AND IS BASED ON VARIOUS CREDIT CRITERIA.